AU Small Finance Bank

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(3/4) How to improve your chances: ● Pay off pending dues ● Avoid minimum payments on credit cards ● Limit new credit applications ● Use secured cards to rebuild score

(4/4) Remember: It's possible to get a loan but focus on improving your credit health too. Good credit opens many doors in the future.

(1/4) A low score makes it harder but not impossible. It just means banks might see you as higher risk and offer loans at higher interest rates.

(2/4) What are your options? ● Try NBFCs or fintechs that specialize in low-credit loans ● Offer collateral for a secured loan ● Apply with a guarantor who has a good credit score

Can you get a personal loan with a low credit score? TLDR: Yes. Let's break it down.

(3/5) Why does MAB matter? Maintaining MAB helps you enjoy banking benefits seamlessly, like easier access to loans, special offers, and lower charges.

(5/5) Quick tip: If you want more flexibility, consider a Zero Balance Account and enjoy full features without the stress of maintaining a balance.

(4/5) What if you miss it? Falling short can lead to penalties (amount depending on account type). Tip: Set up salary credits, automatic transfers, or maintain a small buffer.